Protect Your Business Against Professional Risks
Whether you're an architect, consultant, doctor, lawyer, or designer, a minor mistake can result in costly legal claims. PI insurance protects you from having to pay for these claims yourself.
Professional Indemnity (PI) Insurance is a safety net for your finances and professional reputation. It covers you if a client sues you for causing them financial loss through errors, omissions, or bad advice.
At R1SE, we simplify this process, so you can concentrate on your job while we handle your cover.
Legal battles can cost a lot, even if you have done nothing wrong. Professional Indemnity Insurance comes to your rescue by paying court expenses, lawyers' fees, and settlement amounts.
This saves you the trouble of having to withdraw from your business or personal funds to defend yourself. It gives you the confidence to respond to claims promptly without having to worry about money.
A single unexpected claim can lead to a significant financial loss for businesses or individuals. Professional Indemnity Insurance provides a buffer, paying for the compensation and costs that might otherwise interfere with your operations.
This guarantees your business's cash flow is consistent, and you can concentrate on work rather than stress over liabilities. It's like having a financial buffer for the unexpected
For some careers, Professional Indemnity Insurance isn't a choice; it's a requirement. You might need to show PI insurance as evidence to a regulatory body, a client, or a contract before taking on work.
Getting the correct insurance not only ensures you comply, but it also makes you an ethical, professional service business. That can set you apart from competitors who aren't so covered.
In the professional sphere, reputation counts. A claim against your services can raise doubts about your credibility, even if it’s unfounded.
PI insurance helps to resolve claims quickly and thereby reduce damage to your professional reputation. With appropriate support, you can preserve client trust and continue your practice with confidence.
Having to work with the ever-present threat of possible claims hanging over you is stressful and distracting. Knowing you have PI insurance covering you means you can approach your work with complete confidence, knowing you are protected from unforeseen claims.
You don't have to wonder about every action or fear the cost of an error. It's a comfort that makes you perform to your optimum.
Even the most skilled experts can encounter errors, miscommunication, or dissatisfied customers. One claim can cause huge legal bills and financial pressure.
Professional Indemnity Insurance safeguards you against these surprise expenses, paying legal bills and settlements so your company and savings remain intact.It also enhances credibility; most customers and agreements demand PI insurance before they hire you.
It's protection and also a professional benefit.
In case a client sues you for stating that your advice, design, or service led to them losing money because of an error or negligence, PI insurance covers it. It pays for legal fees and payouts, so you don't have to cover them out of your own pocket.
All professionals have some level of work that they need to uphold. If a client claims that you failed to uphold this level, the policy can fund the ensuing legal fees and claims.
Occasionally, a comment, report, or written report might inadvertently damage a client's or competitor's reputation. PI insurance can pay for your defence in defamation matters, e.g., libel or slander claims.
Lost or damaged files, paper or digital, that you hold for clients, are one of the leading causes of a claim to be made against professionals. Replacing this data can be a costly task for an architect or designer, and professional indemnity insurance can provide support for this eventuality.
Infringing on another's intellectual property without authorisation (even by mistake) may lead to lawsuits. PI coverage compensates for legal defence fees and potential settlements for such suits.
Whether your claim against you is legitimate or not, defending yourself can be costly. PI insurance covers legal costs, expert witness fees, and settlement awards, so your finances are not stretched.
PI insurance will not intervene in the case of fraud, dishonesty, or deliberate damage. If an individual purposely misleads a client or does something wrong on purpose, the claim won't be paid. The policy is meant to cover mistakes, not wrongdoing.
PI insurance will not intervene in the case of fraud, dishonesty, or deliberate damage. If an individual purposely misleads a client or does something wrong on purpose, the claim won't be paid. The policy is meant to cover mistakes, not wrongdoing.
If you already know of a complaint, dispute, or mistake before your policy commences, it won't be insured. Insurance is for unexpected events, not those you were informed about already. That's why honesty is key when commencing a policy.
Professional Indemnity protects financial loss arising from your work, not physical damage or loss of property. Public Liability Insurance traditionally covers such risks. Nevertheless, if the damage or injury is a result of your professional advice, there could be limited coverage under the terms of the policy.
If your company becomes insolvent or bankrupt, PI insurance will not pay for those losses. The cover exists to provide defence against claims from customers, not to shield your business against financial ruin.
At R1SE, we recognise that each profession has its special hazards.
Our staff has extensive experience working with clients from a variety of industries, from consultants to architects, so we are fully aware of what you need in your policy.
We walk you through the choices so you can be confident, well-informed decisions are made.
Our work isn't done when you purchase the policy. We remain with you through renewals, adjustments, and even claim settlements. In the event of a claim, we'll take care of guiding you through the process smoothly so that you can continue working while we do the paperwork.
No two companies are identical, so why should their insurance be? We make the time to learn about your work, clients, and risk exposure before suggesting coverage.
This way, you receive coverage that meets your professional requirements, not a generic policy.
Insurance can feel like a maze of terms and conditions. We cut through the confusion and talk plainly. You'll know precisely what your policy does and does not cover, and why it's the perfect choice for you.
We work with a network of reliable and reputable insurance providers. This means we can compare multiple options, negotiate competitive rates, and ensure you get quality coverage without overpaying.
Founder
Get to know the visionary behind R1SE Insurance Brokers. Daniel Perkin combines deep industry expertise with a passion for innovation, driving our commitment to delivering exceptional, client-focused insurance solutions. Watch the video to learn more about his journey, values, and the future of R1SE.
1
2
3
Over the last 2 months I’ve had the displeasure of trying to renew my insurance, it was constant back and forths of inflated prices and slow processes and communication, after a conversation with Dan I knew immediately my problems were solved! Incredible support and was with me every step of the process! I couldn’t recommend him highly enough. Brilliant guy and amazing service!
Account Manager at V1CE
I recently had a fantastic experience with Daniel from R1se Insurance. He went above and beyond to secure the best coverage for me, patiently explaining every detail and answering all my questions. Daniel even worked outside regular hours to ensure everything was perfect. I highly recommend him if you need an insurance broker who truly goes the extra mile!
Director at Solutions 4 Japanese Knotweed
I had an excellent experience with Dan while sorting out my business insurance. He was incredibly efficient, getting everything organized quickly and effectively. Dan's professionalism and attention to detail made the process smooth and stress-free. Working with him was a pleasure, I will definitely be returning for future needs and will recommend him to others looking for reliable insurance solutions.
CEO and Founder at Social Edge
As a company dedicated to offering top-quality travel services, our reputation depends on safety and reliability. R1SE's Cyber Insurance has been crucial in protecting us from online threats, ensuring that our operations remain secure and our customers' trust is never compromised.
Operations Manager at Connect
Customising bank cards involves managing sensitive customer data, and R1SE's Professional Indemnity Insurance ensures that our services remain protected against potential legal claims. Their expertise gives us peace of mind, allowing us to focus on delivering personalised products to our clients.
Head of Global Operations at NXT Cards
In the fast-paced world of lead generation, maintaining data security is essential. R1SE's Directors and Officers Insurance has safeguarded our executive team, ensuring that we can operate confidently knowing that our leadership is protected against any claims related to our business decisions.
Operations at CNVRT
Covers various liability risks, including public liability, product liability, and employer liability, protecting businesses from financial losses due to third-party claims.
We specialise in business-critical insurance; from professional indemnity through to Amazon seller protection, designed for UK SMEs, professionals, and online traders.
Even the best professionals make mistakes sometimes. PI insurance covers you against allegations of negligence, errors, or omissions made during the provision of your services. Suitable for consultants, advisors, designers, and other service-based businesses.
Professional Indemnity Insurance isn’t just for big firms; it’s for anyone whose advice, designs, or decisions could impact a client financially. Here’s who benefits most:
Numbers don’t lie, but mistakes in tax filings, audits, or financial statements can cost clients dearly. PI insurance ensures one error doesn’t cost your firm its stability.
When your advice shapes someone’s financial future, accuracy is everything. PI insurance shields you if your calculations or guidance are challenged.
A brilliant design can still face claims if a project runs into cost overruns, delays, or alleged faults. PI insurance keeps you covered against such disputes.
Whether it’s insurance, finance, or investments, brokers handle high-stakes advice. PI insurance protects against claims of misrepresentation or poor advice.
Strategy gone wrong? Misguided market analysis? PI insurance ensures one recommendation doesn’t sink your reputation or your finances
Even non-profits can face claims over advice, governance, or management decisions. PI insurance safeguards the organisation so it can keep serving its cause.
From project managers to contractors, mistakes in planning or execution can lead to costly claims. PI insurance helps keep projects (and reputations) on track.
Independent contractors often work without the backing of a large firm. PI insurance protects them from the legal and financial fallout of disputes
Whether you’re in graphic, product, or interior design, your work influences brands and products. PI insurance covers claims over mistakes or design issues.
From software bugs to structural faults, engineering and tech projects can face costly disputes. PI insurance helps manage the risks of innovation.
Content, marketing campaigns, or tech services can lead to claims over copyright, data loss, or misrepresentation. PI insurance keeps creative and tech teams protected.
Estate agents, property managers, or realtors often face claims over valuations, advice, or transactions. PI insurance keeps deals from turning into disputes.
Legal professionals are held to high standards, and errors, big or small, can lead to expensive claims. PI insurance is often mandatory to keep your practice protected.
A wrong valuation or survey report can lead to significant client losses. PI insurance covers you against claims arising from professional mistakes.
Counsellors, therapists, and coaches can face claims if advice or sessions are alleged to have caused harm. PI insurance adds a layer of protection for your practice.
Urban plans can be challenged for compliance, delays, or design issues. PI insurance ensures disputes don’t derail your career or projects.
As a company dedicated to offering top-quality travel services, our reputation depends on safety and reliability. R1SE's Cyber Insurance has been crucial in protecting us from online threats, ensuring that our operations remain secure and our customers' trust is never compromised.
4.8
Operations Manager at Connect App
At V1CE, we prioritise cutting-edge technology and data security. R1SE's Cyber Insurance has provided us with the confidence to innovate without fear of cyber risks. Their comprehensive protection allows us to focus on enhancing our networking solutions while knowing our digital assets are safe.
4.8
CTO at V1CE
Customising bank cards involves managing sensitive customer data, and R1SE's Professional Indemnity Insurance ensures that our services remain protected against potential legal claims. Their expertise gives us peace of mind, allowing us to focus on delivering personalized products to our clients.
4.8
CEO at NXT
In the fast-paced world of lead generation, maintaining data security is essential. R1SE's Directors and Officers Insurance has safeguarded our executive team, ensuring that we can operate confidently knowing that our leadership is protected against any claims related to our business decisions.
4.8
Director at CNRVT
"As a lead generation provider for high-volume law firms and claims management companies, data security is critical. R1SE's Cyber Insurance has given us the confidence to operate securely, knowing that we are protected against potential cyber threats. Their support and coverage are unparalleled."
4.8
Salt Lake City, UT
It's a policy that covers you against claims by a client that your professional service, advice, or work resulted in a loss to them financially. It pays for the cost of defending lawsuits, settlements, and awards.
In a few professions (law, finance, architecture, healthcare), it's a statutory or professional body requirement. In others, it's not compulsory but highly advisable.
Yes, if your policy includes international coverage. We can arrange policies that protect you globally.
Absolutely. PI insurance is for individuals, small firms, and large organisations alike.
The right cover depends on your occupation, the size of projects, and the potential liability. Your insurance broker can advise on what is best
Yes, if your policy has "retroactive cover." It covers claims arising out of work undertaken before the inception of the policy, provided it's disclosed.
Premiums are based on your occupation, turnover per annum, claim background, and coverage limit. Brokers such as R1SE can assist you in obtaining the best offer.
The time varies based on the complexity of the case, but with the right broker support, the process is faster and smoother.
Our team of PI insurance experts are here to make sure that you have the right coverage. Call us or complete our online form, and we’ll call you.
In the digital era, no business is safe from cyber threats
Our tailored cyber insurance solutions are designed to provide robust protection tailored to your specific needs, ensuring peace of mind in an unpredictable digital landscape
R1se Ltd are an Appointed Representative of Movo Partnership Ltd who are directly authorised and regulated by the Financial Conduct Authority with registration number 823503. Registered Office: First Floor, 30 High Street, Chislehurst, BR7 5AS. Registered in England No: 11544238
2025 R1SE - All Rights Reserved
